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With the increased frequency of flooding in recent years, flood insurance is becoming one of the most recommended insurance coverages. Despite lower frequency of Named Storms in recent years, seasonal storms continue to plague many parts of the country with heavy rainfall and subsequent flooding.
Flooding occurs in all parts of the country and is not limited to those properties in Special Flood Hazards Areas. In fact 26% of flood damage comes from properties in B, C, and X zones – areas where coverage is not mandated to be in place. Flood insurance is available in all communities participating in the National Flood Insurance Program regardless of zone.